After 9/11 and hurricane Katrina occurred, the concept of emergency preparedness became a common household conversation. Then came the financial crisis of 2008. Remember how that started? Do you know what has changed since then? Opinions vary on the specific outcomes of the crisis and the response to it; but one thing is sure many people are not financially prepared for the future.

are you prepared handwritten on blackboard

How can I make such a bold statement? Here are some facts to consider:

Only half of all U.S. households are prepared for retirement.

70.7% of households have a mortgage

76% of people live paycheque to paycheque

99% of us are not in the top 1% of income earners

Everyone is scared According to Nobel Prize winner Robert Shiller: 3 minute video

Most can relate to feeling challenged to be more financially prepared. Things are changing quickly. Where our parents may have been concerned about the future of their grandchildren, our generation is worried about its own financial wellness!But where do you turn to for information? What are we to do?

God has plenty to say to clarify our present day situation that is timeless and applicable giving us meaning, purpose and hope.

The prudent see danger and take refuge but the simple keep going and suffer for it.

Proverbs 27:12

And

We must live like the sons of Issachar, “men who understood the times, with knowledge of what Israel should do”

I Chronicles 12:32